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Many insurance professionals believe the next hard market may be lurking right around the corner. Historically in hard markets, self-insurance has been used as a risk financing mechanism to offset higher insurance prices and the lack of capacity. But as Richard Frese, a consulting actuary with Milliman, points out in a online exclusive article in [...]
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It turns out that the Citigroup data breach that we reported about last Friday may actually have been almost twice as large as originally reported. Last week, Citigroup had said the breach involved 200,000 cardholders, or 1% of its 21 million North American cardholders. Now they are reporting that the breach may have exposed the [...]
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As I’m sure you’ve probably heard by now, the world is ending tomorrow. Actually according to the pamphlet I was handed the other day by the marching crowd in midtown Manhattan, the real end of the world will happen in five months on October 21. Tomorrow is simply the date of the Rapture when Jesus [...]
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ERM was a big topic at this year’s RIMS Conference & Exhibition. As it increasingly becomes apparent that enterprise risk management is a vital component of business management as a whole, many attendees were taking the next step past simple understanding and actively looking for practical ways to actually implement the strategy for their businesses. [...]
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