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Many insurance professionals believe the next hard market may be lurking right around the corner. Historically in hard markets, self-insurance has been used as a risk financing mechanism to offset higher insurance prices and the lack of capacity. But as Richard Frese, a consulting actuary with Milliman, points out in a online exclusive article in [...]
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With climate change increasingly becoming a hot-button issue in courtrooms and among regulators, the risk that directors and officers may become the targets of lawsuits based on their companies’ climate change-related disclosures is becoming more likely. In an online-exclusive article for Risk Management, attorneys William Passannante and Alex Hardiman of Anderson, Kill & Olick examine [...]
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Although employers can face employment litigation at any time, employment-related lawsuits tend to increase during a stagnant or faltering economy. In order to best insulate themselves from costly verdicts, settlements and defense costs, policyholders need to understand the basics of employment practices liability insurance (EPLI) policies. In their latest Risk Management online exclusive article from [...]
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As a growing numbers of insureds elect to control more of their insurance costs by increasing self-insured retentions (SIRs) and deductibles, a variety of issues have begun to emerge. In a Risk Management magazine online exclusive, attorneys Michael A. Hamilton and Michael Murphy of Nelson Levine de Luca & Horst, LLP discuss the impact of [...]
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