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More Space Risk – Two Asteroids Streak Past Earth

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Two weeks ago, I wrote a blog post about the risk of space debris in our earth’s atmosphere. Well, according to NASA’s scientists, two asteroids are going to streak by today, within the moon’s distance of Earth.

One, which actually already passed by at 5:50 am EST, was estimated to be between 32 and 65 feet in diameter and came as close as 154,000 miles out.

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The other, which will pass by at approximately 4:40 pm EST is only about 2/3 the size of the first asteroid and expected to come slightly closer.

As the Economist states:

Don’t start looking to hitch a ride on that alien spaceship just yet, though. Neither has a chance of hitting the planet.

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True, the lunar orbit, with an average radius of 384,403 kilometers, is puny in cosmic terms, but similar near-misses aren’t all that uncommon. A 10-metre sized rock is expected to pass within lunar distance every day, on average.

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And once a decade, one is likely actually to strike Earth’s atmosphere, though most of these would burn up on entry to the extent that they pose little or no threat. This would probably have been the fate of the 6 metre 2004 FU162 spotted on March 31st, 2004, just hours before the meteoroid whizzed by a mere 6,500 kilometres from Earth, setting a new record for the closest observed near miss.

As we see, there are many risks that are far beyond our current realm. We monitor them all.

asteroids

Data Privacy in an Online World

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As social and business networking sites have taken off, data privacy has become increasingly more vulnerable. How can companies protect themselves while still taking advantage of what these new tools have to offer? In his latest online column, Joshua Gold of Anderson Kill & Olick examines the insurance and risk management measures that can prevent or mitigate unauthorized data access online.

Many forms of liability insurance protect against invasion of privacy claims. Should a policyholder be confronted by such a claim, umbrella insurance, general liability insurance, errors and omissions policies and other stand-alone specialty insurance policies should be checked for potential coverage. More proactively, if an insurance portfolio review reveals that those provisions have been written out of the businesses’ portfolio of insurance, the broker should be enlisted to get those increasingly important coverages back in.

For more, read the entire article, only on RMmagazine.com

Insured Body Parts: From Chest Hair to Teeth

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If a company is making money by using your (insert body part here) in their advertising campaigns, chances are, they want to protect that lucrative asset. And if you rely on a certain body part just to maintain your full-time (and probably very well paying) job, it may be wise to consider a policy as well.

That’s where the world’s most unusual insurance policies come into play. Take Troy Polamalu for example. The Pittsburgh Steelers strong safety hasn’t cut his mane in a decade out of devotion to his Samoan ancestors. His flocks landed him an endorsement deal with Head & Shoulders and as a risk management measure, the company, just this week, took out a $1 million policy on his hair. But that’s not the only oddly insured part of the body that has caught the attention of the media.

David Beckham

David Beckham, the hunky English soccer star, wanted to protect that which he uses to make millions as a footballer. With that in mind, he took out a $195 million deal to protect not only his legs, feet and toes, but also his face in the event of disfigurement (since he uses his good looks to score endorsement deals).

Jeff Beck

Jeff Beck, an iconic English rock guitarist, was ranked 14th in Rolling Stone Magazine‘s list of the “100 Greatest Guitarists of all Time.” To protect his famed fingers, Beck took out an insurance policy of $1 million — per finger. Apparently, he came to realize he needed protection after slicing off the tip of his index finger while slicing carrots. Maybe he’ll hire a chef as an additional risk management measure.

Bruce Springsteen

Bruce Springsteen has a million dollar voice — literally. The New Jersey-bred crooner insured his voice with the Lloyd’s of London for $6 million. Keep on rockin’ Bruce.

To see the entire list of the “Top 10 Oddly Insured Body Parts,” published by Time, click here.

The Latest Hurricane Earl Satellite Photo

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Fortunately, Hurricane Earl has been downgraded to a Category 3 storm. This bodes well for it continuing to lose strength quickly as it heads north, but it doesn’t mean the Carolinas nor Cape Cod is out of the woods by any means.

That should be easy to remember based on this latest satellite image of the expansive Earl. Stay ready, everyone. (via NOAA … click here for larger version)

Hurricane Earl